Personal Insurance,
Your way
Protect what matters most,
with personal insurance sunshine coast that you control.
Still need help?
You can check out the various types of cover available style to you
Life insurance
Pays full sum insured on death. Will also generally pay immediately if
you are diagnosed as being terminally ill with less than 12 or 24
months to live.
Total and Permanent Disability insurance (TPD)
Pays if a doctor says you are unlikely to ever be able to work
again. This can be for many different reasons, like degenerative
illnesses or major accidents.
Income Protection
Pays a predetermined amount if you are unable to work due to
accident or illness. You can insure up to 70% of your income and you
choose the benefit period (2 years, 5 years or to age 65)
and the waiting period. You can also elect to have your payment
backdated to day one for accident claims.
Trauma
Pays on diagnosis of listed medical events. There are generally
between 30-40 listed events, depending on the insurer and whether
you have basic or comprehensive cover. The main categories are
cancer, heart attack and stroke.
