insurance

Introduction You can structure certain types of insurance to be held within your super fund — including your Self-Managed Super Fund (SMSF). You can also link policies, so part of your cover sits inside super and part outside. Keep reading to see how super-linked insurance works, how SMSFs can be used to hold insurance, and […]

Introduction When it comes to protecting your income and assets, did you know that certain types of insurance can be held inside your superannuation fund? Many Australians don’t realise that some cover can be structured this way, making it easier to pay premiums directly from your super balance. But which insurance policies can be held

Introduction Life doesn’t stand still — and neither should your insurance cover. The right level of protection at the right time helps give you peace of mind, knowing that if the unexpected happens, you and your family won’t be left financially exposed. Here are four key milestones when it’s smart to review your cover. 1.Starting

What is Trauma Insurance and Why It Matters Sometimes life changes in a single moment. A diagnosis. A sudden illness. A phone call you didn’t expect. Trauma Insurance, also known as Critical Illness cover, is designed to pay you a lump sum if you’re diagnosed with a serious medical condition — like cancer, heart attack,

TPD Insurance Definitions Explained: Own, Any & Daily Living When it comes to Total and Permanent Disability (TPD) insurance, one of the most important things to understand is how your policy defines disability. These definitions decide whether a claim will be paid, so knowing what applies to your cover is just as important as knowing

If something unexpected happened and you couldn’t work again, how would you cover your living costs? That’s the question Total and Permanent Disability (TPD) insurance is designed to answer. But figuring out how much cover you might need can feel a bit overwhelming. At Thrive Protect, we make it simpler to understand how TPD insurance

Life moves fast—and protecting what matters most doesn’t always sit at the top of the to-do list. But if you’ve ever wondered, “Do I really need life insurance?” or “What’s the difference between trauma cover and income protection?”—you’re not alone. At Thrive Protect, we make it easier to understand how life insurance works in Australia